Should I Sign a Medical Release for the Insurance Adjuster?

Should I Sign a Medical Release for the Insurance Adjuster?

When you are involved in a personal injury claim, one of the requests you might receive from an insurance adjuster is to sign a medical release form. This form allows the insurance company to access your medical records. While it might seem like a routine part of the process, it is crucial to understand the implications before signing anything.

Understanding the Purpose of a Medical Release

A medical release form grants the insurance company permission to review your medical history. The adjuster may claim that this is necessary to verify your injuries and process your claim efficiently. However, it is important to note that the insurance company may use this information to minimize your claim. They might look for pre-existing conditions or other factors that could reduce the compensation you receive.

Potential Risks of Signing a Medical Release

1. **Broad Access to Medical Records**: Signing a medical release can give the insurance company access to your entire medical history, not just the records related to your injury. This can lead to privacy concerns and may allow the insurer to find unrelated medical issues to argue against your claim.

2. **Impact on Compensation**: If the insurance company finds any information they can use to dispute the severity or cause of your injuries, it could negatively impact the compensation you are entitled to receive.

3. **Loss of Control**: By signing the release, you lose control over which records are shared and how they are used. This can put you at a disadvantage during negotiations.

How to Protect Yourself

- **Consult with an Attorney**: Before signing any documents, it is advisable to consult with a personal injury attorney. They can help you understand the implications and advise you on the best course of action.

- **Limit the Scope**: If you decide to sign a release, work with your attorney to limit the scope of the records that can be accessed. This can help protect your privacy and ensure that only relevant information is shared.

- **File a Case with HeyLegal**: If you are unsure about how to proceed, consider filing a case at www.heylegal.com. HeyLegal connects you with experienced attorneys who can guide you through the process and help protect your rights.

Conclusion

Signing a medical release for an insurance adjuster is a decision that should not be taken lightly. It is important to weigh the potential risks and benefits and seek professional advice. At HeyLegal, we understand the complexities of personal injury claims and are here to support you in making informed decisions. Whether you need help managing your case or securing the right legal representation, HeyLegal is your trusted partner in achieving a successful outcome.