What is the serious injury threshhold in New York?

What is the Serious Injury Threshold in New York?

In New York, the serious injury threshold is a critical component of personal injury law, particularly in cases involving automobile accidents. This threshold determines whether an injured party can pursue a lawsuit for non-economic damages such as pain and suffering. Understanding this threshold is essential for anyone involved in a car accident in New York.

Definition of Serious Injury

Under New York Insurance Law, a serious injury is defined as a personal injury that results in one of the following:

- Death
- Dismemberment
- Significant disfigurement
- Fracture
- Loss of a fetus
- Permanent loss of use of a body organ, member, function, or system
- Permanent consequential limitation of use of a body organ or member
- Significant limitation of use of a body function or system
- A medically determined injury or impairment of a non-permanent nature that prevents the injured person from performing substantially all of the material acts which constitute such person’s usual and customary daily activities for not less than 90 days during the 180 days immediately following the occurrence of the injury or impairment

Importance of Meeting the Threshold

Meeting the serious injury threshold is crucial because it allows the injured party to step outside the no-fault insurance system and file a lawsuit for additional compensation. Without meeting this threshold, the injured party is limited to recovering only economic losses such as medical expenses and lost wages through their own insurance policy.

Legal Assistance and Filing a Case

Navigating the complexities of the serious injury threshold can be challenging. It is advisable to seek legal assistance to ensure that your case is properly evaluated and presented. At HeyLegal, we specialize in connecting individuals with experienced attorneys who can help assess whether your injury meets the threshold. Our platform offers comprehensive solutions to streamline the legal process, making it easier for attorneys to focus on advocating for their clients.

If you believe you have sustained a serious injury in an accident, it is important to act quickly. File a case at www.heylegal.com to get connected with a qualified attorney who can guide you through the legal process and help you secure the compensation you deserve.

Conclusion

Understanding the serious injury threshold in New York is essential for anyone involved in a car accident. This threshold determines your ability to seek compensation beyond what is covered by no-fault insurance. For those needing legal assistance, HeyLegal provides a valuable resource for finding the right attorney to handle your case. Visit www.heylegal.com to file a case and take the first step towards obtaining the compensation you are entitled to.