Texas Car Accident Attorneys

At DearLegal, we connect you with experienced Texas car accident attorneys who can navigate the state’s modified comparative fault rule and use the Stowers doctrine to push insurers toward fair settlements.

Free to use — no fee unless you win
Matched with a Texas attorney in 24 hours
30,000+ plaintiffs served nationwide

Free Texas car accident case review

A Texas attorney will take a look. Or call 1-833-WELEGAL.

How we match your Texas car accident case

When you submit a Texas car accident matter, we route it through a national network of independent partner firms and put it in front of the one that fits best — based on the kind of case it is, what it is likely to involve, where it has to be handled, and who has capacity to take it on now.

Case type

A car accident matter needs someone who handles car accident work day to day, not a generalist. Practice area is the first filter.

Size and complexity

Some firms are built for catastrophic injury and multi-party litigation; others resolve straightforward claims quickly. We weigh what your matter is likely to involve against how each firm actually works.

Jurisdiction and licensing

Your matter is decided under Texas law, so it goes to an attorney licensed in Texas who regularly appears where your case would be heard.

Capacity and fit

Availability, conflicts of interest and language all matter. If the best-fit firm cannot take your case, we route it to the next one that can — or tell you plainly when no one in the network is the right answer.

Every partner reviews your case for free. Injury and workers’ compensation matters are handled on contingency — no fee unless you win. Other matters are quoted upfront, before you commit to anything.

Get started How DearLegal works

DearLegal provides marketing and matching services and is not a law firm. Submitting a case does not create an attorney-client relationship. Matches depend on case type, jurisdiction and firm availability.

Exhibit A

What happens with a car accident claim in Texas

Day 0
It happens.
Get medical care and keep every record. Texas is a no-fault state, so your own PIP coverage pays first medical bills regardless of who caused it.
Within 24 hours
Tell us what happened.
Two minutes on this page. A Texas car accident attorney reviews it for free and, if it’s a fit, you’re matched within 24 hours.
Weeks 1–4
Your attorney builds the file.
Reports, medical records, witnesses, camera footage, insurance policies. This is the part insurers hope you skip.
Months 1–6
Demand and negotiation.
Your attorney sends a demand and negotiates with the insurer. Texas’s fault rule matters here — Modified comparative fault, 51% bar.
Before the 2-year deadline
Suit is filed if it has to be.
Texas gives 2 years from the date it happened. Filing keeps your leverage; missing it ends the claim.
Resolution
Settlement or verdict.
You pay nothing along the way. The fee — typically 33% — comes only out of what’s recovered. If nothing is recovered, you owe nothing.

Statute of Limitations: 2 years
2 years from the date of the crash (Tex. Civ. Prac. & Rem. Code § 16.003)
Fault Rule: 51%
Modified comparative fault, 51% bar (Tex. Civ. Prac. & Rem. Code § 33.001)
Damages Cap: No cap
No statutory cap on compensatory damages in standard auto cases. Punitive damages capped under Tex. Civ. Prac. & Rem. Code § 41.008.
Minimum Liability Insurance: 30/60/25
$30,000 / $60,000 / $25,000 (Tex. Transp. Code § 601.072)
Insurance System: At-fault
Tort (at-fault). No no-fault PIP requirement, but PIP is offered.
Typical attorney fee: 33%
33%–40% contingency — no fee unless you win

Texas records over 550,000 crashes each year — more than any other state — with serious injuries concentrated along I-10, I-35, I-45, and I-20. Texas follows modified comparative fault under Tex. Civ. Prac. & Rem. Code § 33.001 — recovery is barred if your fault exceeds 50%. Texas’s Stowers doctrine creates bad-faith pressure on insurers to settle within policy limits when liability is clear. Texas caps punitive damages but not most compensatory damages in standard auto cases.

Exhibit B

When to call a car accident attorney in Texas

Does any of this sound like you? Tap what applies.

Exhibit C

Car Accident cases we take in Texas

Which one is closest to yours?

Rear-end collisions

The trailing driver is generally presumed negligent under Texas law, but adjusters still push sudden-stop and brake-checking defenses. Whiplash and soft-tissue injuries are heavily contested.

Sound like yours? A Texas attorney reviews it free — no fee unless they win.

Start my free review

Exhibit D

How much do Texas car accident attorneys cost?

Sample settlement statement

Texas · Car Accident

Recovery$100,000

Attorney fee · 33%− $33,000

Case costs (advanced by firm)repaid at the end

To you$67,000

Due today$0

Try a different recovery$100,000

$5,000$3,000,000

Illustrative only. Your fee terms are set in a written agreement with your attorney and may include costs and expenses regardless of outcome.

Most Texas car accident attorneys work on contingency: the fee is a share of what they recover, and nothing if they don’t.

Car accident attorneys in Texas work on a contingency fee basis — typically 33% to 40% of the total recovery. Case costs are typically advanced by the firm and deducted from the final recovery.

A good attorney walks through every number at your free consultation — before you sign anything.

Get startedTakes about two minutes. No obligation.

Exhibit E

What your Texas car accident compensation can include

A Texas car accident recovery is built from several parts. Tap one to see what it covers.

Economic Damages

All medical expenses, lost wages, future care costs, and other quantifiable losses — no statutory cap.

DearLegal is a legal referral service, not a law firm. We connect individuals with licensed attorneys who can evaluate their case. Nothing on this page constitutes legal advice. Results vary based on individual circumstances.

Exhibit F

Texas car accident questions, answered

Still unsure? Tell us what happened and a Texas attorney will review it for free.

Start free review

Two years from the date of the crash for personal injury and property damage under Tex. Civ. Prac. & Rem. Code § 16.003. Claims against governmental units under the Texas Tort Claims Act (Tex. Civ. Prac. & Rem. Code § 101.101) require notice within 6 months.

You pursue the at-fault driver and their liability insurer directly. Texas does not require no-fault PIP, though PIP is offered as an option. If you contributed to the crash, your recovery is reduced by your percentage of fault, and if you’re more than 50% at fault, you recover nothing under Tex. Civ. Prac. & Rem. Code § 33.001.

You file an uninsured/underinsured motorist (UM/UIM) claim against your own policy. Texas insurers must offer UM/UIM coverage but it can be rejected in writing under Tex. Ins. Code § 1952.101.

The Stowers doctrine (Stowers Furniture Co. v. American Indem. Co.) creates a duty for insurers to accept reasonable settlement demands within policy limits when liability is clear. If they refuse and the insured is hit with a judgment above limits, the insurer can be liable for the excess. A skilled Texas attorney uses Stowers demands to pressure insurers to pay full policy limits.

It depends on medical bills, lost income, future treatment, vehicle damage, and the strength of your liability evidence. Texas does not cap compensatory damages in standard auto cases. Punitive damages are capped under Tex. Civ. Prac. & Rem. Code § 41.008 at the greater of $200,000 or 2x economic damages plus non-economic damages up to $750,000.

The same statute of limitations and fault rules apply, but Texas’s urban interstates see heavy commercial truck traffic, especially around Houston, Dallas-Fort Worth, and the border. Federal trucking regulations and multiple insurers add complexity.

Texas car accident attorneys typically work on contingency: no upfront cost, paid a percentage of the recovery if they win. Typical contingency fees range from 33% to 40%. If there’s no recovery, you owe no attorney fee.