Legal Terms

Explained

Do you have a

specific term in

mind?

A

What is an Accident Report?
When is arbitration used in personal injury lawsuits?
What is the legal definition of Assignment of Benefits?
What is attorney-client privilege?

B

What is the legal definition of bodily injury?
What is the legal definition of burden of proof?

C

What is the legal definition of case law / common law?
What is a claim adjuster?
What is a class action?
What is a compensable injury?
What are compensatory damages?
What is a complaint?
What is a contingency fee?
What is the role of counsel in legal proceedings?

D

What is the legal definition of deductible damages?
What is a default judgment?
What is the legal definition of design defects associated with defective medication?
What is the legal definition of defective medication - failure to warn?
What is the legal definition of manufacturing defects associated with defective medication?
What is the legal definition of a defendant?
What is a demand letter?
What is a deposition?
What is disclosure?
What is the discovery process in legal proceedings?
What is the legal definition of distracted driving?
What is the legal definition of Duty of Care?

E

What is the legal definition of exculpatory evidence?‎ ‎ ‎ ‎
What is an expert witness?

F

What is the legal definition of fault?
What is a field adjuster?
What is the legal definition of first-party claims?

G

What is the legal definition of general damages?
What is the legal definition of good faith?

H

What is the legal definition of a hazard?
What is the HIPAA Act?

I

What is the legal definition of Income Replacement Benefits (IRBs)?
What is the legal definition of inculpatory evidence?
What is an Independent Medical Examination?
What is the legal definition of insurance?
What are interrogatories?

J

What is joint and several liability?
What is the legal definition of a judgment?
What is the legal definition of jurisdiction?

L

What is legal malpractice?
What is a Letter of Protection?
What is the legal definition of liability?
What is a lien?
What is the legal definition of limitation of risk?
What is litigation?
What is the definition of loss, including pain and suffering, loss of earnings, and medical care costs?

M

What is the legal definition of malpractice?
What is Maximum Medical Improvement (MMI)?
What is the process of mediation?
What is the legal definition of medical malpractice?

N

What is the legal definition of the Named Insured?
What is the legal definition of negligence?
What is the process of negotiation?
What is the legal definition of "No-Fault"?
What is a Notice to Insurer?

O

What is an out-of-court settlement?
What is the legal definition of out-of-pocket expenses?

P

What is a paralegal?
What is the legal definition of Personal Injury Protection (PIP)?
What is a plaintiff?
What is the legal definition of Prayer for Relief / Demand for Relief?
What is the legal definition of precedent?
What is premise liability?
What is Pro Se representation?
What is the legal definition of probable cause?
What is the legal definition of product liability?
What is the legal definition of proximate cause?
What is the legal definition of punitive damages?

Q

What is the legal definition of quality of life?

R

What is standard of reasonable care?
What are Rules of Professional Conduct?

S

What is the legal definition of settlement?
What is a slip-and-fall?
What is a special damages?
What is the legal definition of stacking of coverages?
What is the legal definition of standard of care?
What is standard of proof?
What is the legal definition of statute of limitations?
What is the legal definition of strict liability?
What are subpoenas?
What is a subrogation?

T

What is a third-party claim?
What is the legal definition of tort?

U

What is the legal definition of Underinsured and Uninsured Motorist Coverage (UM)?

V

What is the legal definition of verdict?

W

What is Workers' Compensation?
What is the legal definition of wrongful death?
Legal Terms Explained

Liability

Liability, in the context of personal injury law, refers to the legal responsibility one party has for the harm caused to another. It is a fundamental concept that underpins the entire field of personal injury law, and understanding it is crucial for both plaintiffs and defendants alike. This glossary entry will delve into the intricacies of liability, explaining its various facets and how it applies in different scenarios within personal injury law.

Liability is often determined by the principles of negligence, but it can also arise from intentional acts or strict liability situations. In this glossary entry, we will explore these different sources of liability, the elements required to establish liability, and the defenses that may be available. We will also examine how liability is apportioned in cases involving multiple parties.

Understanding Liability

At its core, liability is about responsibility. In the context of personal injury law, it refers to the responsibility one party (the defendant) has for the harm caused to another party (the plaintiff). This responsibility is not automatic; it must be proven by the plaintiff, who must demonstrate that the defendant's actions (or inactions) directly caused their injury.

Liability is not a simple binary concept; it can be shared among multiple parties, and it can be partial or total. The degree of liability often determines the amount of compensation a plaintiff can recover. Understanding how liability is determined and apportioned is crucial for anyone involved in a personal injury case.

Establishing Liability

Establishing liability in a personal injury case typically involves proving negligence. Negligence is a legal concept that involves a breach of duty of care, leading to harm. To establish negligence, a plaintiff must prove four elements: duty, breach, causation, and damages.

Duty refers to the obligation one party has to another. For example, drivers have a duty to operate their vehicles safely to avoid causing harm to others. Breach refers to the violation of this duty. Causation involves proving that the breach directly caused the plaintiff's injury, and damages refer to the actual harm suffered by the plaintiff as a result.

Types of Liability

While negligence is the most common basis for liability in personal injury cases, liability can also arise from intentional acts or strict liability situations. Intentional torts involve deliberate actions that cause harm, such as assault or battery. Strict liability, on the other hand, involves situations where the defendant is held liable regardless of their intent or negligence, such as in cases involving defective products or dangerous animals.

Each type of liability has its own unique elements and defenses. Understanding these differences is crucial for effectively navigating a personal injury case.

Defenses to Liability

Just as there are ways to establish liability, there are also defenses that a defendant can raise to avoid or reduce their liability. These defenses often involve challenging one or more of the elements required to establish liability, or asserting that the plaintiff contributed to their own injury.

Common defenses include contributory negligence, comparative negligence, assumption of risk, and immunity. Each of these defenses has its own requirements and implications, and understanding them is crucial for both plaintiffs and defendants.

Contributory and Comparative Negligence

Contributory negligence is a defense that asserts that the plaintiff contributed to their own injury by acting negligently. If proven, this defense can completely bar the plaintiff from recovering any damages. Comparative negligence, on the other hand, allows the plaintiff to recover damages even if they were partially at fault, but their recovery is reduced by their percentage of fault.

The rules regarding contributory and comparative negligence vary by jurisdiction. Some jurisdictions follow a pure comparative negligence rule, where the plaintiff can recover regardless of their degree of fault, while others follow a modified rule, where the plaintiff can only recover if their fault is less than a certain percentage.

Assumption of Risk and Immunity

Assumption of risk is a defense that asserts that the plaintiff knowingly and voluntarily assumed the risk of the activity that caused their injury. This defense often applies in cases involving inherently risky activities, such as extreme sports. If proven, this defense can completely bar the plaintiff from recovering any damages.

Immunity is a defense that asserts that the defendant is protected from liability due to their status or role. For example, government entities and officials often have immunity from certain types of lawsuits. The rules regarding immunity are complex and vary by jurisdiction and situation.

Apportionment of Liability

In cases involving multiple parties, liability is often apportioned among the parties based on their degree of fault. This process, known as apportionment, involves determining the percentage of fault attributable to each party.

Apportionment can be complex, particularly in cases involving multiple defendants or where the plaintiff is partially at fault. Understanding how apportionment works is crucial for accurately determining the amount of compensation a plaintiff can recover.

Joint and Several Liability

Joint and several liability is a legal principle that allows a plaintiff to recover their entire damages from any defendant, regardless of their individual degree of fault. This principle is often applied in cases involving multiple defendants, where it can be difficult to determine the exact degree of fault attributable to each defendant.

While joint and several liability can be beneficial for plaintiffs, it can also result in unfair outcomes for defendants, particularly those who are only minimally at fault. As a result, some jurisdictions have modified or abolished this principle.

Contribution and Indemnity

Contribution and indemnity are legal principles that allow a defendant who has paid more than their share of the damages to recover the excess from the other defendants. Contribution involves dividing the damages among the defendants based on their degree of fault, while indemnity involves one defendant completely reimbursing another.

These principles are often used in cases involving multiple defendants, and they can significantly affect the final outcome of a case. Understanding how they work is crucial for both plaintiffs and defendants.

Conclusion

Liability is a complex and multifaceted concept that is central to personal injury law. Understanding its various aspects, from the elements required to establish liability to the defenses that can be raised, is crucial for anyone involved in a personal injury case.

While this glossary entry provides a comprehensive overview of liability, it is not a substitute for legal advice. If you are involved in a personal injury case, it is strongly recommended that you consult with a qualified attorney who can provide guidance based on your specific circumstances.

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